Terms of Service Effective date: April 26, 2026

  1. What Second Chance List is Second Chance List provides a digital, informational resource. When you purchase, you receive access to a downloadable guide and a directory of contacts/programs that are commonly used by renters seeking a “second chance” (for example, renters with limited rental history, bad credit, prior denials, or an eviction).

  2. What Second Chance List is not (No guarantees) We do not provide legal advice, we are not a landlord, broker, property manager, or housing provider, and we do not guarantee housing approval or placement. Approval decisions are made by third parties (landlords/programs/property managers) and can vary based on income, rental history, credit checks, background checks, and each provider’s policies.

  3. Your responsibilities By using this site and purchasing the product, you agree to:

  • use the product lawfully and honestly

  • not misrepresent your identity or qualifications to housing providers/programs

  • not resell, republish, distribute, or publicly post the directory or guide

  • protect your access link and not share it with others

  1. Product delivery and updates Access to the digital product is typically delivered immediately (email/download link) after purchase. The directory is informational and may change without notice. Providers may open/close programs or update eligibility at any time.

  2. Third-party content The directory includes references to third-party services. Those services are responsible for their own offerings, policies, and decisions. Second Chance List is not responsible for the content, availability, or outcomes of third-party services.

  3. Payments and refunds All payments are processed through the platform shown at checkout. Refunds are governed by the posted Refund Policy.

  4. Dispute resolution If you have an issue accessing the product, contact support first so we can resend your access.

  5. Changes to these terms We may update these Terms from time to time. Your continued use of the site after a change means you accept the updated Terms.

  6. Contact If you need support or have a question about these Terms, contact us through the site’s support channel.